Mid-Life
High-Conflict Henry
Senior Executive · San Jose, CA
Good income. Hidden account. A marriage held together by avoidance.
About High-Conflict Henry
Henry and his wife Elena have a combined income of $250k, a house with equity, and growing retirement accounts. But Henry has a separate brokerage account — $45k built over three years — that Elena does not know about. It started as fun money. Now it is a source of constant anxiety. Every conversation about money ends in a standoff. The model will show him what transparency actually costs — and what secrecy is costing more.
Financial Snapshot
$250,000 (household)
Annual Income
$930,000
Net Worth
45
Age
High-Conflict Henry's Story — 2 Chapters
The Hidden Account
Henry models the financial impact of disclosure vs. continued secrecy. He runs three scenarios: reveal now and rebuild trust, maintain status quo, and model a separation. The numbers are clarifying — and not in the direction he expected.
Uses: fireThe Aligned Goals Experiment(Coming soon)
Henry and Elena try something new: they each write down their top 3 financial goals without consulting each other. The overlap surprises them both. The model shows what happens if they optimize for the shared goals instead of fighting about the differences.
Uses: rent-vs-buy