We built Worthune for people who are serious about understanding their finances — not just tracking them. Every calculator on this site is grounded in real math: the same formulas used by financial planners, with every assumption made visible.

What Makes Worthune Different

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Scenario-First Thinking

We don't show you your net worth. We show you what happens if you make a specific decision — buy vs. rent, retire early, take the sabbatical.

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Monte Carlo Probability Bands

Every projection shows optimistic, base, and pessimistic outcomes across 1,000 simulated futures. No false precision.

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Transparent Formulas

Every calculator shows the exact formula it uses. You can verify every number. No black boxes.

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AI-Powered Insights

Our AI co-pilot reads your inputs and outputs and writes a plain-English interpretation — what the numbers mean for your specific situation.

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Finsights Articles

Deep-dive articles that explain the financial concepts behind each scenario — written for people who want to understand, not just calculate.

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Financial Personas

Follow 12 fictional personas navigating real financial milestones. See how the math plays out in a life that looks like yours.

Our Principles

✦We never sell financial products. No affiliate links, no sponsored calculators.
✦Every formula is visible. If you can't see how a number was calculated, we haven't done our job.
✦We model uncertainty honestly. Life doesn't have a single outcome, and neither do our projections.
✦We write for adults. No oversimplification, no anxiety-inducing headlines.

Start Modeling

Pick a scenario that matches a decision you're facing right now.

Browse All 27 Scenarios →